People who received an American Income Life or Globe Life data breach notice have until Monday, Nov. 16, to opt out of a proposed class action settlement or object to its terms. The deadline to claim cash passed on Oct. 19. People who stay in the class can still get two years of credit monitoring if the settlement takes effect, even if they never filed a cash claim.
The court-authorized settlement site says the class includes 532,578 people who were sent a letter saying their personal information may have been involved in the October 2024 incident. The companies agreed to make up to $3.4 million available for eligible cash claims. If approved claims exceed that amount, the administrator says payments will be reduced proportionally. The companies deny wrongdoing. The court has yet to decide whether to approve the settlement.
How to meet Monday's deadline
To opt out, mail a signed exclusion request to Kroll Settlement Administration. Include your name, address, phone number and email address if you have one, along with a statement that you want to be excluded from case No. 6:25-cv-00262. The request must be postmarked by Nov. 16. The administrator's FAQ, question 16 gives the full case name and mailing address, including the exclusions attention line.
Opting out preserves the right to pursue the claims this settlement would otherwise resolve. It also means giving up the settlement benefits, including credit monitoring and any payment for a cash claim you filed.
If you want the judge to consider an objection, you stay in the class. You must file a signed objection with the federal court in Waco, Texas, by Nov. 16. Copies must also be mailed to the lawyers for both sides and to the administrator with a Nov. 16 postmark or earlier. Question 17 of the FAQ lists the addresses and what the objection must include, such as your specific grounds and whether you plan to appear at the hearing. If the court approves the settlement over an objection, the settlement generally binds class members who remain in it.
When credit monitoring will open
The proposed benefit is two years of CyEx Financial Shield Complete. The administrator says activation will open after final approval and once the settlement takes effect. Class members will use a code sent by email or postcard. If you cannot find yours, the official settlement site has the administrator's contact details.
The court has scheduled a final approval hearing for Dec. 17 at 9 a.m. Central time in Waco. The administrator says cash payments and credit monitoring enrollment will follow final approval and the resolution of any appeals.
